Amps coming from panels amps going out of controller

I hope this will be clear so here goes.  I am wiring out of 4 100w panels - 2 pairs in series and then 2 in parallel. Should equal lets say at hight noon (direct sun) 24 volts and 14 amps. This goes to the MPPT 40 charge controller. I want the equalizing mode (for 2 hours) should get ~14.8 amps for this process. Sense I'm only coming "in" with 14 amps, how does the charger make up the difference for charging on the "equalizing mode" or will it not charge in this mode for that reason?